Built for investors: fast underwriting, clear communication, and dependable closings.

Who We Are

A private lending group built by investors, for investors — delivering fast approvals, clear communication, and tailored financing solutions nationwide.

About Gold & Stone Capital

Gold & Stone Capital LLC is a private lending partner built for real estate investors who need speed, flexibility, and certainty of execution. We fund deals from $75K to $50M across the U.S. and select international markets, specializing in DSCR, Fix & Flip, Bridge, Ground-Up Construction, Mixed-Use, and Portfolio/Blanket loans.

Our advantage is simple: we move fast without the red tape. Approvals are typically issued within 24–48 hours, and we close in 14–21 days, helping investors act on opportunities before the competition. Whether you’re acquiring, refinancing, building, or stabilizing an asset, we tailor terms to match your strategy — not the other way around.

With experience across residential and commercial real estate, we understand what investors need: clear communication, dependable underwriting, and a lender who actually picks up the phone. At Gold & Stone Capital, your timeline becomes our priority, and your success becomes our focus.

Professional team reviewing real estate loan documents in a modern office.
Professional team reviewing real estate loan documents in a modern office.

Certainty of Funds
Every deal is backed by reliable capital sources, giving investors confidence that once terms are issued, we close — no surprises, no last-minute changes.

Investor-First Underwriting
We underwrite the deal the way investors analyze a deal — focusing on cash flow, exit strength, and real feasibility instead of rigid, bank-style checkboxes.

Transparent Pricing & No Hidden Steps
Clear terms from day one, straightforward fees, and a simple process that keeps you in control at every stage of the loan.

Our Services

Fast, tailored loans to help investors seize opportunities quickly.

DSCR Loans

Flexible debt service coverage ratio loans designed for steady cash flow properties.

Bridge Loans

Quick approvals and closings to bridge financing gaps on time-sensitive deals.

Tailored terms for acquisitions, refinances, cash-outs, and construction projects.

Construction
Investor shaking hands with lender after closing a loan agreement.
Investor shaking hands with lender after closing a loan agreement.

Gold & Stone Capital’s quick approvals helped me secure a critical fix & flip loan just in time—truly a game changer.

David L.

★★★★★